Do You Need Cash in Uzbekistan?
Yes. Cards are useful, but Uzbek soum cash remains important for bazaars, smaller businesses, local transport and travel outside major tourist centres.
SHORT ANSWER
Yes — carry a reasonable amount of soum.
You do not need to carry your entire budget in banknotes, but a completely cashless Uzbekistan trip is still a bad plan. Keep a working cash reserve and top it up from ATMs or official exchange points.
PRACTICAL INFO
Where cash matters most
- bazaars and market stalls;
- small cafés and bakeries;
- some guesthouses and family-run businesses;
- small transport payments and tips;
- areas outside the main tourist cities.
PRACTICAL INFO
How much should you carry?
There is no single correct amount. A good approach is enough soum for one day of food, local transport and an unexpected card failure, while keeping the rest accessible through cards or ATMs.
SOURCES
Where we checked this
FAQ
Quick questions
Is Uzbekistan cashless?
No. Digital payments are growing, but travellers should still keep Uzbek soum cash.
Can I withdraw soum from ATMs?
Yes, ATMs are common in major cities and tourist areas, although fees and foreign-card compatibility depend on the machine and your bank.
Should I exchange all my money at the airport?
No. Exchange or withdraw enough for arrival, then compare rates and access more cash as needed.